Healthcare
Ensuring the wellbeing of your team is the cornerstone of a thriving business, enabling you to attract, recruit and retain top talent. Our comprehensive employee healthcare insurance schemes are designed to provide your workforce with the security and peace of mind they need to stay healthy and focused on their work.
From health screening to full medical and dental insurance plans, our tailored solutions offer a range of health insurance coverage options that meet the diverse needs of your employees, while aligning with your company’s budget and goals.
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Private Medical Insurance
Private Medical Insurance (PMI) aims to cover the cost of treatment for ‘acute conditions’ in a private hospital setting. It is commonly used to avoid long NHS waiting lists and gain immediate access to diagnosis and treatment from specialists and medical professionals.
Dental Insurance
Maintaining good oral health is widely recommended. Dental insurance is designed to help employees offset the cost of potentially expensive dental care in the absence of NHS dental care.
Dental insurance usually offers different levels of benefit, covering the following:
- routine check-ups
- restorative treatment, such as fillings, crowns, bridges
- dental accidents and emergencies
- overseas dental cover.
Cash Plans
Implementing a cash plan is an excellent way to offer a basic level of ‘everyday healthcare’ benefits to the workforce such as routine dental or optical treatment, physiotherapy, health and wellbeing platforms and much more.
Employee Assistance Programmes
Employee Assistance Programmes (EAP) have evolved to become a core product for many businesses.
Mental Health propositions are currently at the forefront of many business owners’ priorities and implementing an Employee Assistance Programme is a key factor in offering a strong health and wellbeing scheme for staff.
The purpose of an Employee Assistance Programme is to provide mental health and wellbeing support to the workforce, helping employees remain in work while reducing presenteeism – a need to work during periods of illness to alleviate job insecurity fears. Like the other employee benefits, it is used as an important tool for retaining staff, reducing absence and increasing productivity and employee satisfaction.
International Private Medical Insurance
International Private Medical Insurance is designed to cover emergency and routine medical treatment in the country where the member is residing.
Travel insurance may not be appropriate as it is only used for health emergencies during a holiday or a business trip and it wouldn’t cover treatment that is not urgent.
This type of insurance would suit short/long-term employees on secondment to another country. However, local laws and regulations can change regularly and need to be taken into consideration before implementing a policy. For example, some countries require private medical insurance cover to be in place before the employee arrives in the country.
Occupational Health
Occupational Health services provide support in managing workplace risks to help keep employees safe and healthy while working.
Health Screening
Encouraging a healthy workforce to be in control of its own wellbeing. With a comprehensive view of your employee’s health covering key health concerns such as diabetes, heart health, cancer risk and emotional wellbeing, a health screen can provide peace of mind for your employees, giving them the incentive to take positive action for their own health.
First Aid Training
Did you know that an estimated 555,000 workers in Britain sustained an injury at work in 2017/18? The Health and Safety (First Aid) Regulations 1981 require all employers to make arrangements to ensure their employees receive immediate attention if they are injured or taken ill at work.
This includes carrying out a risk assessment, appointing a suitable amount of first aiders and providing appropriate first aid training. However, having the correct first aid provision in the workplace is not just a legal requirement, it is incredibly important for the safety of all members of staff!